We Have a Lending Product That’s Right for You
Not sure what kind of personal loan is right for you? Fidelity Savings gives you several ways to borrow the short term money you need based on Fidelity Savings loan underwriting standards. Ask about our terms and then select the Personal Loan that fits your budget and borrowing needs. • Loan on Savings and Certificate of Deposit Accounts – Obtain a loan on your Fidelity Savings Passbook or Certificate of Deposit at an economical fixed interest rate and monthly payments for the term of the loan. The proceeds of this loan can be used for your varying needs. The amount borrowed is based on a percentage of your deposit account balance, which must remain on deposit for the life of the loan. • Secured Personal Loans have a fixed interest rate and monthly payments for the term of the loan. Based on your good credit and your proven ability to repay, you can use this loan like any other consumer loan to buy major purchases or fulfill your dreams, but by pledging your acceptable collateral as security, we can offer you a lower interest rate. • Unsecured Personal Loans have a fixed interest rate and monthly payments for the term of the loan. Based on your good credit and your proven ability to repay, you can borrow the money you need for any personal purpose, and it may be used for debt consolidation, purchases, tuition, vacations, property improvements, or whatever you need. Minimum and Maximum loan amounts exist. • Swing/Bridge Loans are characterized by the requirement that the borrower pledge his or her residential real estate as collateral for the requested loan. The Swing Loan was designed to provide short term financing to bridge the gap between the purchase of a new property and the sale of the presently owned property. Repayment normally occurs with proceeds obtained at the final closing of the sale of the borrower’s former residence. Whether you’re looking forward to a vacation, home improvements, or some other special purchase, Fidelity Savings wants to make borrowing quick and easy for you. That’s why we would like you to take our Personal Loan Test. It will help you find out if you’re in a good borrowing position, so you can feel more comfortable about applying for a loan with us. And by taking the test in the privacy of your own home, no one needs to know how you scored but you. If you score 15 points or more, call us at (215) 788-0448 or apply at one of our Branch Locations. At this time, we are not accepting online applications for Personal Loans. We’ll get back to you right away with the answer you need. (A lower score simply means that we’ll need to work a little harder to try and find a way to give you the loan you want.