Money Manager Account

Personal Checking | Personal Savings | Automated Banking Services
Money Manager  | Order New Checks


Maximize Returns without Fixed Maturity Periods

The Money Manager Account(SM)  provides unparalleled ease and flexibility in managing the ebbs and flows of your investment funds and it is the account for savers and investors. Our Money Manager account  is available to individuals, designated fiduciaries, sole proprietorships and not-for-profit corporate entities.

A Money Manager Account is the perfect account for short-term deposits of funds from CD maturities, stock sales, real estate settlements, inheritances, insurance settlements and other large dollar transactions. When you’re ready, transfer funds to a high earning Fidelity Savings’ CD, or invest those funds for a longer period. The money is available on demand – just write a check or wire transfer the funds for the next investment or purchase.

In addition to highly competitive interest rates,  Money Manager Account holders also have complete access to their funds with the value, convenience, flexibility and liquidity of a checking account. Unlimited check writing, VISA® Debit/ATM card, telephone transfers, wire transfers, direct debit and deposit capabilities as well as all of the other services associated with ordinary checking products.


  • FDIC Insured up to $250,000 per ownership category
  • No fixed maturity – deposit and withdraw funds when you want
  • Higher balances earn higher rates – automatically! Interest is compounded daily on that day’s account balance at a highly competitive interest rate
  • Maximize flexibility and minimize costs:
    • 24/7 free  Telephone Transfer (SM) capability.
    • Unlimited check writing(1) (first 50 checks supplied free) – write all the checks you need when you need them
    • VISA Debit/ATM card(2) with no monthly fee – enjoy direct access to your MMA funds anywhere in the U.S. or worldwide in stores that accept VISA with the payment convenience of a credit card. And, use your card at any ATM(3) or merchant location displaying the STAR®/PLUS® symbol.
    • Direct Deposit enabled – no fees for payroll, dividend, interest, social security or pension deposits
    • Direct debit enabled – accepts loan, utility, life insurance and other payments generated by merchants you authorize with no Fidelity Savings processing fee.
  • No monthly fees – maintain a $2,500 average daily balance and the $15 monthly service charge is waived.(4)
  • Lower loan rates – MMA customers enjoy lower interest rates on selected approved Fidelity Savings’ loans.
  • Reduced check storage requirements – paid checks are itemized on your monthly statement. You may request a check copy at any time.


  • Minimum opening balance is $1,000.00
  • Interest Tiers(5):
    • $ 0.00 – $ 9,999.99
    • $10,000.00 – $24,999.99
    • $25,000.00 – $49,999.99
    • $50,000.00 – $999,999.99
    • $1,000,000 +

With the Money Manager Account, variable interest is compounded daily and credited monthly to your account’s statement. The higher the balance – the higher the interest rate!

Ask a Fidelity Savings’ Personal Banker about the rewards and flexibility along with the control and management of your finances that the Money Manager Account allows you to achieve.

For Important Information about the Money Manager Account, please call 215-788-0448 and ask for our Deposit Services Department. We will be glad to discuss our accounts with you or send you a detailed brochure about Fidelity Savings’ FDIC Insured MMAs. We hope to serve you soon!


(1) Checks are truncated with a detailed monthly statement
(1) Checks are truncated with a detailed monthly statement
(2) Card is subject to approval
(3) There are no transaction charges when the card is used for purchases. Other financial institutions may surcharge your use of their ATM. See Truth In Savings Disclosure.
(4) Fees may reduce earnings on the account
(5) Tiered rates are discretionary, not indexed and APY is subject to change at any time without notice.

Call us today at (215) 788-0448 or apply online today with our Secure Checking and Savings Application. We’ll get back to you right away with the answer you need.

CD RatesIcon For: Rates

Term Rate APY*
182-Day 0.30% 0.30%
9-Month 0.35% 0.35%
12-Month 0..40% 0..40%
13-Month **Special** 1.49% 1.50%
15-Month **Special** (New Money Only) 2.37% 2.40%
18-Month 0..45% 0.45%
21-Month **Special** 1.98% 2.00%
24-Month 0.65% 0.65%
30-Month 0.65% 0.65%
36-Month 0.80% 0.80%
48-Month 1.29% 1.30%
60-Month 1.59% 1.60%
84-Month 1.88% 1.90%
More Rates

IRA and ESA Certificates of Deposit are available in terms of 12 to 60 months and offer the same rates as Fidelity Savings’ Regular CDs, but IRA and ESA CDs have a $250.00 minimum deposit, unless otherwise stated.

(1) Substantial interest penalty for early withdrawal on certificates of deposits will apply for all new and rollover deposit accounts. Please call Fidelity Savings’ Deposit Services Department at 215-788-0448 for more information on early withdrawal fees or use the Contact Us link to send your communication to us.